body {
     padding:0;
     margin:0;    
     font-family:Arial, Helvetica, sans-serif; 
     scrollbar-arrow-color: #c9d6e0;
     scrollbar-base-color: #c4af90;
     scrollbar-dark-shadow-color: #00CCFF;
     scrollbar-track-color: #e9e6d0;
}

a:link{color:white; text-decoration:none} a:visited{color:white; text-decoration:none}
p.padded {padding-right: .1cm; padding-left: .1cm; font-size: 10pt}
p.here {font-family: Arial,sans-serif; color: #ffffff; font-size: 15pt}
p.nothere {font-family: Arial,sans-serif; color: gray; font-size: 15pt}
p.small {font-size: 7pt}
p.realsmall {font-size:8pt;}
p.big {font-size: 12pt}
p {color:#000080; font-size: 10pt}
p.dotted {border-style: dotted; border-color: #FF0000}
p.dashed {border-style: dashed; border-color: #FF0000}
p.solid {border-style: solid; border-color: #FF0000}
p.double {border-style: double; padding-left: .2cm; padding-right: .2cm; border-color: #000080}
p.testimonial {font-family: Arial,Helvetica,Geneva,Sans-serif,sans-serif; font-size: 9pt}
p.indent {text-indent: 2.0em; font-size: 11pt}
p.indented {padding-left: .5cm; font-family: Arial,Helvetica,Geneva,Sans-serif,sans-serif; font-size: 9pt}
p.groove {border-style: groove; border-color: #FF0000}
p.ridge {border-style: ridge; border-color: #FF0000}
p.inset {border-style: inset; border-color: #FF0000}
p.outset {border-style: outset; border-color: #FF0000}
p.smaller {font-family: Arial,Helvetica,Geneva,Sans-serif,sans-serif; font-size: 8.5pt}
p.yellow {background-color: yellow}
h2.new {font-size: 13pt}
p.large {font-size: 12pt}
p.larger {font-size: 14pt}
h1 {color:#000080; font-size: 20pt}
h1.small {color:#000080; font-size: 12pt}
h2 {color:#000080; font-size: 16pt}
h3 {color:#000080; font-size: 14pt}
h4 {color:#000080; font-size: 12pt}
a.blue:link{color:#000080; text-decoration:underline} a.blue:visited.{color:#000080; text-decoration:underline}
li {color:#000080; font-size: 10pt}